Many people have been complaining that they cannot get refund from money making Program although the many programs claim to have money back guarantee within certain period. If you are still eligible for the refund, follow these steps to get your money back and protect yourself:

1. Request to cancel your credit card. Instead of asking your bank to issue you a new card, apply a new card with another bank.
2. Next, get your purchase details in order. File a credit card dispute with your credit card company and demand chargeback. If you use a debit card, file the dispute with your bank. Show the credit card company or the bank all related documents, including proof that you’ve tried contacting the company.

Rarely, the credit card company will refuse to reverse the charges after they review the dispute. If you encounter this problem, speak to the bank manager or the area manager in your state on following issues:

• Insist that ou have try contacting the company and still eligible for the money back guarantee;
• Inform them that you will report this case to the Banking Commission in your state;
• Demand Federal Regulation E form;
• Inform them that you will be meeting the media today if they don’t do the right thing thing (reverse the charge);

If you do the above, the bank should process your dispute immediately and issue the chargeback.

Protect your credit and identity – DO IT NOW!
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Next, do as much as you can to protect your identify. The truth is, many scammers will put on more fraudulent charges on your credit cards before you know it. It is can be a nightmare to get rid of those unknown charges. Now, sign up with Lifelock, an online service that protect your identity. The benefits of the service include:

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Taking the steps further: How to file complaint against the Scammer
If you wish to take the steps further, you can contact the following authorities and file complaint. Once they receive your complaint, they should take the necessary action and shut the questionable program down.

1. Federal Trade Commission Consumer Complaint Form
https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01

2. Better Business Bureau
https://odr.bbb.org/odrweb/public/GetStarted.aspx

3. National Association of Attorneys General

4. If you receive telemarketing calls to promote other products, register yourself with National Do Not Call Registry at:
https://www.donotcall.gov/register/reg.aspx